Decorating Your Home on a Budget

If you’ve been to any progressive cities lately, you probably saw some very interesting home architecture and decorating ideas. “Green” is the new fashion in home design.  Even if you live in an older home, decorating your home on a budget is very easy to do.

Before you start, set a budget. Get yourself a Vision prepaid card, and put that money on it. Make a promise to yourself that it’s the only card you will use to turn your old house into one of the most beautiful homes in your town. Part of the green movement is about saving money. Green architecture and decorating saves the homeowner money on utilities.

Carpet is out, so pull it up and stain your concrete. It’s one of the hottest decorating trends today, and it requires no maintenance or replacement like carpet does. It’s also great for people with allergies because it doesn’t hold dust and dander. It’s easy to keep clean.

Along with those new floors, look into more energy-efficient lighting. Any home decorating store will have many ideas and fixtures to choose from. Also try to take advantage of any natural light that comes into your home by purchasing new window dressings that allow more light into the house. These few tips will give your home a whole new look and feel. From there, you can save your money to remodel your kitchen with more energy-efficient appliances.

You don’t have to remodel your home all at once. Do it in phases, and load money on to your prepaid card as you go. By using a prepaid card, you won’t overspend on renovations since the card balance is controlled by you. You’ll be creating the energy-efficient home of your dreams while keeping your budget in check.

Your Newborn’s First Halloween

Newborn baby

Image via Wikipedia

Many new parents become increasingly excited during the autumn season because Halloween is an excellent excuse to dress your newborn up in the cutest way possible. If you have a newborn baby and are planning on participating in the Halloween festivities, then you should start shopping around early to determine what type of costume you would like to dress your child in.

Costumes for Baby

Baby costumes come in a myriad of different choices, so there is no shortage of opportunities for you to consider. You could easily dress your newborn baby up as a pea pod or a monkey, a pumpkin or a tiny Dracula. You might dress your newborn baby girl up like a daisy or a sunflower, a ladybug or a princess. You might consider dressing your little boy up like a pumpkin or a miniature Frankenstein’s monster, a baseball player or a favorite character like Shrek or Muno from Yo Gabba Gabba. The possibilities are virtually endless simply because so many choices are available to you.

Make sure you have a good idea of the costume that you want to buy ahead of time, but try to actually purchase your costume closer to Halloween, simply because a newborn baby can grow quickly and may grow out of the costume before you have a chance to use it. Whether you are dressing your newborn baby up as a pumpkin or Minnie Mouse, you are bound to create wonderful memories that you can revisit with your child as he or she grows older.

Tips for Decorating Your New House

Decorating a new house doesn’t have to be incredibly complicated – in fact, it can be a really fun thing to do! The best things about buying a new house is finally getting completely moved in and making it look like your own space. Here are a few handy decorating tips to keep in mind before you head out to the store to start buying new furniture and lamps!

  1. Stick to complimentary colors. You should have learned about the color wheel when you were a child – almost every art class will at least mention it once. Red and green are an example of a set of complimentary colors.
  2. Don’t go crazy with too many different colors. In general, one color scheme will do. If you choose too many different colors you will never be able to fully relax because the colors will be too busy on your eyes.
  3. Lighter colors create an open feel. In general, the use of lighter colors will make a room appear to be more open than it is – this is especially handy to keep in mind if you are working with small, cramped rooms. It is almost never advisable to go with very dark colors, and you should typically avoid straight black for entire walls.
  4. Make sure your furniture matches. One of the biggest mistakes people make when they first decorate their house is not sticking to one color or pattern of furniture. Your furniture is one of the first things that guests will see when the walk in the room and for this reason it is very important that you don’t use sharply contrasting patterns – no flower love seats in a room that has an ocean theme!

The most important thing you can remember is to have fun – no one will hate you for picking out atrocious furnishings, they just won’t stay very long!

Hard Decisions During a Move

Moving – just that one word can bring a cringe or a scowl from just about anyone. Almost everyone can agree that moving is stressful, frustrating and at times even painful. Not only do you have to pack every item you own and transport it, but you also have to unpack and organize it in a matter of a few days. Those who fail to unpack quickly realize that their new home feels more like a storage unit rather than the new family home.

There are several factors people have to take into account when contemplating a move. First and foremost is how much time they have to move their possessions. This goes hand-in-hand with the second factor, which is how much will actually be moved to the new family home. If the moving window is extremely tight and there is a multitude of things to be moved, they will have to work fast to get moving quotes from professionals to see how fast the whole move can be accomplished.

Many people choose to move by themselves, but during the process they find that the inconvenience, cost and stress to be a lot more than they anticipated. They fail to take into account the time and effort needed to pack up everything. So if you are planning a move that has a limited time frame, you may find that the cost of renting a moving truck, inconveniencing family members or friends to help you and the cost of gas makes the task of moving and unpacking yourself amount to a much more costly endeavor than a mover.

In this day and age almost everyone we know will move one day or another. Whether cross-town or cross-country, it is beneficial to use all the resources available to you to make the most seamless and stress-free transition possible for all members of the family.

Cooking for Less

One of the most crucial rooms of the home is the kitchen because it’s where everyone gathers together to eat. Because your kitchen is one of the most vital rooms of the house, it’s important that you have it stocked with the right equipment. This equipment consists of important things like knives, proper cookware, mixing bowls, cutting boards, skillets, measuring cups and more. As you probably already know, these items are not cheap. However, you can still save money on these items when you follow the advice below.

In order to save money on your kitchen supplies, you need to have a good idea of what the prices of the items you need are at your local department store first. This will give you the prices you need to beat. Obviously, you can sign up to receive email alerts from these stores offering you coupons and special discounts, but this isn’t going to save you that much money in the long run. So, one of the easiest things you can do from home is a little online research. You can look at various online sites such as eBay.com, Amazon.com and Overstock.com to see how cheap they have the kitchen items you’re looking for. You are almost always guaranteed to save money doing this.

There is one last thing you can do to save money when shopping for kitchen supplies. This is to visit the stores nearby that sell restaurant supplies. Most times, these stores are open to the public, have a vast selection of products and offer prices that local department stores can’t compete with. These store owners purchase their inventories at wholesale, which is why you can often save the most money there. Regardless of where you buy your items, don’t settle for the first price you find because you can always do better!

The Biggest Question Parents Ask when sending kids to college?

LOS ANGELES, CA - DECEMBER 08: A transgender s...
Image by Getty Images via @daylife

Finally, the moment you’ve been waiting for: you’ve loved them, helped them, taught them and now you’re happy to see them off to college! Not only does this mark a big change in your adult child’s life, it’s also a tremendous opportunity for yourself as well in terms of the flow of your house. It’s like gaining an addition without any money, work or hassle.

There are so many options for what to do with the “newest” space in your home and you’ll want to evaluate what makes the most sense for you. A guest room is always a sensible option and a great way to welcome family at the holidays. Or is it time for you to have some fun in your life? How about a game room?! While a pool table may not fit in a traditional size bedroom, custom poker tables certainly would. A fresh coat of paint to create the desired mood, a sound system and a portable bar and you’re well on your way to a weekly game night of poker, dominoes, backgammon or whatever floats your boat.

Other options to consider include the benefits of a home office , craft room, or library. If you’re running a business or working from home, turning the extra bedroom into a home office might be just the thing for you. A spare room provides plenty of space for a desk for your computer, as well as a bookshelf and filing cabinets or drawers if needed. If your time is more your own and spent in more personal pursuits, you could easily convert the room into a very functional craft room complete with shelves and organizational boxes or a library with a big cozy chair in the corner surrounded by shelves full of your favorite books. Not to mention, if you’re really creative, and diverse in your organization skills, you might be able to create all three rooms in one!

Planning Your Perfect Home Requires Good Communication

You probably won’t start planning your perfect home alone. Most of us take on a project as big as home building with a partner. It’s often been said that the hardest test for a marriage, or relationship, is building a home. There are so many decisions to be made! If both parties are not in agreement when the contractor begins, you can bet there will be plenty of arguments. Communication is probably the most important tool any couple can have when planning that dream palace.

Planning your perfect home usually begins as a causal conversation. It may be a young couple spending time to day dream together. It’s rare that home building is the pair’s first experience with finding a place to live. However, the communication will begin right after “I do.” In fact, that first apartment will probably have some of the features you’ll eventually put in the home you build. Talk about that with your partner. Start a “perfect home” journal and write down your ideas.

If that first living space has no redeeming qualities, then it’s certain you’ll buy accents and furniture that fit your taste. As you and your significant other discuss and decide on the perfect couch or most comfortable pillows, you’ll begin to form opinions that will help you define your collective taste. Always be open with one another about what you do and don’t like. It’s amazing how big the argument will be six months down the line because you never told your sweetheart you hate the color red.

Once your lives are settled, and money is in the bank, you’ll likely start planning your perfect home as a reality. If you’ve kept that journal and discovered each others likes and dislikes, you’ll find that home building doesn’t have to be difficult. You’ll also find that communication with your contractor will be unified, and the project will go much more smoothly.

Utilizing a Small Space: Efficiency is the Key

Have you ever been in an apartment in New York City? Residents of these tiny spaces are masters of utilizing a small space. Efficiency is the key. Certainly, there are furniture and appliances that help save space, but the way the resident lives has to be pretty austere to make that small home work over the long haul.

It makes sense that starting simple will make the space seem bigger, so that means big, bulky furniture probably won’t work. Flat screen TVs and computer monitors are a great invention because they save space. However, there are the really important things, like washers and dryers that can really eat up a lot of room. The new high efficiency units can be stacked on top of one another. This way you don’t lose washing capacity, but you save about three feet of horizontal space. A smaller refrigerator and stove might be necessary. Try a drop leaf table that can be folded out when guests are visiting, but dropped to fit a small space on a daily basis. If the space has high ceilings, build a loft in the bedroom, and put a comfortable mattress up there. This leaves the space under the loft for a dresser or desk.

Ongoing efficiency means you have to be willing to reduce the amount of “stuff” you keep around. Don’t hang onto old clothes. Give away books once you’ve read them. Read newspapers and magazines online. Wash dishes often so that you don’t need as many. Don’t let mail pile up on the table. Learn to live neat and clean. All that messy clutter will make the space feel even smaller.

Don’t have more furniture than you need on a daily basis. If there’s only room for a couch, just keep some extra throw pillows around that guests can sit on. Instead of a coffee table, try a trunk that can also serve as storage.

Be creative and efficient.

Best Places to Buy a Vacation Home

If the bursting housing bubble has afforded you the chance to buy a vacation home, here are a few of the best places to buy. Before making a decision there are a few things to consider so that you get the most enjoyment out of this second home.

Things to Consider

Near a Big City – It makes sense to have a vacation home within a few hours of major shopping centers and an airport.

Recreational Opportunities – Does that good buy on a vacation home include the sort of recreational opportunities you and your family enjoy?

The Right Kind of Weather – Will the weather suit your favorite activities? Is it too hot in the summer? Too rainy? Too cold?

Commercial Investments – Vacation homes located in communities where hotels and resorts are popping up will probably retain their value better.

Best Places to Buy a Vacation Home

There are great locations for a vacation home if every part of the country, so here are just a few.

Cripple Creek, Colorado – The median home price in this little mining community is $132,000. Keeping that second home mortgage in check is wise. The community is located at the base of Pike’s Peak, so this is an outdoor junkie’s dream spot. Plenty of hiking and fishing are available.

Montague, Michigan – Once again, the median home price is affordable at $104,000. There’s plenty of lake activity and sandy beaches for the Midwesterner looking for a summer get-a-way.

Asheville, North Carolina – This is a stunningly beautiful community in the heart of the Blue Ridge Mountains. It is known for its arts and crafts community. The Biltmore Estate is located here.

Borrego Springs, California – This dessert community is near San Diego, and it sits in the middle of the Anza-Borrego State Park with plenty of hiking, biking and horseback riding. Golfers will love this place, too.

Pick your spot and price and enjoy!